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Shelley Wolsey Mortgages- Mortgage Architects
Contact: Shelley WolseyBiographical Info
Empowering Your Homeownership Dreams
Providing education and personalized mortgage solutions to help you reach your goals.
Shelley Wolsey
Mortgage Broker
Ensuring you, your home and your lifestyle are first.
Trusted. Committed. Connected.
When you work with me for your Mortgage, your experience is my priority!
Many people find the mortgage financing process stressful and complicated, but it doesn’t have to be. I’m on your team to ensure you have all the information you need so you can enjoy a mortgage process that’s designed with you in mind—simple, straightforward, and stress-free. We look at what you need now and in the future. My approach is holistic in nature and takes into account your overall plans today, tomorrow and down the road so that you and your investment are taken care of.
Whether you’re saving up for your very first home, downsizing or upsizing, looking for the perfect investment property to maximize your return, looking to access your equity or searching for that unique rural acreage, my goal is to provide you with options and help bring your dreams to life.
I proudly support clients throughout BC, with a focus on Vernon, North Okanagan, Lake Country, Kelowna, and Vancouver Island. Since every person, property, and lending situation is unique, you need a mortgage broker with local knowledge and a commitment to exceptional service—wherever you’re looking to call home.
Purchase
This could be the biggest purchase of your life and the mortgage broker you choose to work with will affect your experience and outcome.
You want someone in your corner that can help you strategically prepare, so you have confidence throughout your house hunting journey. You want to know exactly what you can afford, how much you are pre-approved for and have the knowledge necessary to put your offer down on that dream property knowing that the outcome will be a success.
Renewal
A lot can change in 3-5 years and a mortgage renewal is an opportunity to ensure your current financing product is meeting your needs.
Do you want to make sure you are getting the best rate possible? There are so many options out there and different ways of structuring your financing. Rates are only one piece that should be considered. When your mortgage is up for renewal it is a fantastic time to start working with a mortgage broker. I suggest that we start looking at options 4-6 months prior to your renewal date.
Refinancing
If you are a homeowner with more than 20% equity in your home, then you may want to take advantage of refinancing as there could be many benefits.
Do you have credit card debt or want to do some renovations that can increase the value of your home? Perhaps you can get a lower interest rate, or a different product or change the mortgage type from a variable mortgage to a fixed mortgage.
Contact Shelley Wolsey to learn more about your refinancing options and how they can benefit you.
Investment
Real estate is one of the best investments you can make. Are you in the market to purchase a second property for a rental or a family cabin!
You need a mortgage broker who is well versed on all the requirements of owning multiple properties, who is creative and will strategize a plan for you to ensure it is the most effective structure for your investment and taxes. Perhaps you are not quite ready to buy yet, working with a mortgage broker in advance can give you the information you need to make a plan and start working towards it.
